A mortgage loan made available to veterans of the United States Armed Forces to facilitate the purchase of a home. A VA loan is issued by a traditional lender and backed, in part, by the US Department of Veterans Affairs. The backing provided by the VA allows veterans who would not normally qualify for a mortgage loan due to credit or other issues to purchase a home.
A VA loan differs somewhat from a standard mortgage. Even though it is
provided through a private lender, the federal government guarantees a portion of the principal. Borrowers who are eligible for a VA loan are permitted to have a small, or sometimes non-existent, down payment and still get a mortgage. Be sure to ask your lender what its down payment requirements are when requesting a VA loan.

Some of the requirements for a VA loan are standard, as with any loan, and
you’ll also need a certificate of eligibility to show the lender. You can get this certificate through the Department of Veteran Affairs. To see a full list of eligibility requirements, visit the Department of Veterans Affairs website at This site can also answers additional and specific
questions about the program.


4348 Van Nuys Boulevard, Suite 200 | Sherman Oaks, California 91403

 o. 818.907.5757 | f. 818.907.5626

2583 North Palm Canyon Drive, #200 | Palm Springs, California 92262

Corporate BRE: #01144034 | NMLS: #31338