LOAN DOCUMENTATION REQUIRED FOR REFINANCE OR HOME PURCHASE:

To apply for a loan, you will need to provide us with detailed documentation of your financial history. KPL Select Mortgage, Inc. will pull your credit report and we require the following documentation listed below, before submitting your loan application to the lender. The lender will verify all your financial information, verify employment and verify your credit history for final loan approval.


HOME PURCHASE REQUIREMENTS:

  • Most recent 2 years Federal tax returns, please include all pages & schedules, W-2s & K-1s
  • Most recent 2 months bank statements, (Please include all pages, front and back)
  • Most recent paystubs within the last 30 days
  • KPL signed credit authorization form (contact us for this form)


SELF EMPLOYED REQUIREMENTS (Plus above items):

  • Self employed borrowers require copies of the most recent 2 years Federal Corporate Tax returns,     include all pages & schedules
  • 1065 Partnership Returns and K-1's if your ownership interest is 25% or more
  • YTD (Year to Date) P & L (Unaudited is acceptable)


REFINANCE REQUIREMENTS (Plus above items):

  • 1st page from Hazard Insurance Policy (For refinance)
  • Most recent mortgage statement (For refinance)
  • Copy of HOA monthly invoice (if applicable)



All files and personal information you provide to us will be kept confidential and highly secured for your privacy and protection. Once we have all the required information we will work with you to find the right program that fits your personal life style and needs.


 tools required

For questions please email or call Kelly Lynch at: klynch@kplselect.com or 818.907.5757 x231.

4348 Van Nuys Boulevard, Suite 200 | Sherman Oaks, California 91403

 o. 818.907.5757 | f. 818.907.5626

2583 North Palm Canyon Drive, #200 | Palm Springs, California 92262

info@kplselect.com

Corporate BRE: #01144034 | NMLS: #31338


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