MORTGAGE TOOLS
KPL Select Mortgage, Inc. is an independent, full service mortgage company licensed by the California Department of Real Estate. We offer a range of traditional and innovative financing programs for individual and commercial borrowers.
Our loan professionals have distinguished themselves in their markets and proudly strive for client satisfaction and long-term relationships. We base each and every transaction upon our thorough and thoughtful understanding of each client’s specific needs and goals. Our team of seasoned processors, underwriters, appraisers and administrative personnel ensure that every loan is originated, processed, and closed efficiently and effectively.
As an approved correspondent with well over 100 diverse financial institutions, including wholesale lenders, bankers and Wall Street conduits, we have the ability to customize financing programs to meet the needs of every client. KPL Select Mortgage is a HUD approved direct FHA/VA lender.
The types of loans KPL offers include
• Residential |
Mortgage Calculators
Payment/Amortization
This calculator allows you to figure out your monthly payment for fixed-rate or adjustable-rate loans. It also allows you to calculate the breakdown between principal and interest in payments over the loan term.
Rent vs. Own
This calculator allows you to calculate the difference between renting a property and buying a home.
Debt Consolidation
This calculator helps you to figure out if you can consolidate your debt by lowering the monthly payment, or pay off debts sooner.
Prepayment Savings
This calculator helps you to determine how soon you can pay off your mortgage by making a prepayment, or how much prepayment you should make by shortening the time to pay off your mortgage.
Refinance Break-Even Point
This calculator will help you determine the length of time until "breakeven" on a refinance loan, factoring in the new interest rate and closing costs.
Borrower Guides
Home Buying Guide
The Mortgage Loan Process
Glossary of Mortgage Terms
Borrower Forms
Prequalification Form
Prequalification Form (Spanish)
Uniform Residential Loan Application
Spanish Uniform Residential Loan Application
Disclosure Notices
Appraisal Disclosure
Credit Report Authorization and Release
Mortgage Loan Origination Agreement
Mortgage Broker Fee Disclosure
As an approved correspondent with well over 100 diverse financial institutions, including wholesale lenders, bankers and Wall Street conduits, we have the ability to customize financing programs to meet the needs of every client. KPL Select Mortgage is a HUD approved direct FHA/VA lender.
Current KPL Clients
KPL clients can stay up to date with the latest rate news and updates from KPL. Just email your current contact information to info@kplselect.com and you will receive our quarterly newsletter as well as email announcements and other important information about the real estate market and interest rates.
